:root{
  --main-orange:#fb8c00;
  --main-blue:#1e4f91;
  --teal:#078084;
  --teal-600:#066d71;
  --light-bg:#fdfcfa;
  --sidebar-soft:#f6fafc;
  --light-border:#e0e0e0;
  --ink:#0f172a;
  --muted:#64748b;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Segoe UI",Arial,sans-serif;
  background:var(--light-bg);
  color:#333;
  min-height:100vh;
}
a{color:inherit}
.custom-header{
  display:flex;
  width:100%;
  justify-content:space-between;
  align-items:center;
  background:var(--main-blue);
  padding:12px 20px;
  color:#fff;
  font-size:1.3em;
  font-weight:bold;
  border-radius:0 0 20px 20px;
}
.header-left{display:flex;align-items:center;gap:14px;text-decoration:none;color:#fff}
.header-logo{height:42px}
.header-title{display:flex;flex-direction:column;line-height:1.2}
.header-title strong{font-size:1.4rem}
.header-title span{font-size:.85rem;font-weight:400;opacity:.9}
.header-actions{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.top-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:38px;
  padding:8px 13px;
  border-radius:999px;
  color:#fff;
  text-decoration:none;
  border:1px solid rgba(255,255,255,.28);
  background:rgba(255,255,255,.1);
  font-size:.92rem;
  font-weight:800;
}
.top-link.primary{background:#fff;color:var(--main-blue)}
.page{
  width:min(1160px,calc(100% - 32px));
  margin:0 auto;
  padding:28px 0 48px;
}
.hero{
  display:grid;
  grid-template-columns:minmax(0,1.05fr) minmax(280px,.75fr);
  gap:22px;
  align-items:stretch;
  background:linear-gradient(135deg,#123f73 0%,#0f766e 100%);
  color:#fff;
  border-radius:24px;
  padding:28px;
  box-shadow:0 18px 44px rgba(15,23,42,.16);
}
.eyebrow{
  display:inline-flex;
  width:max-content;
  max-width:100%;
  padding:7px 12px;
  border-radius:999px;
  background:rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.22);
  color:#ccfbf1;
  font-size:.78rem;
  font-weight:900;
  letter-spacing:.04em;
  text-transform:uppercase;
}
h1{
  margin:14px 0 0;
  color:#fff;
  font-size:clamp(2rem,4.4vw,3.4rem);
  line-height:1.04;
  letter-spacing:0;
}
.lead{
  color:#dbeafe;
  font-size:1.08rem;
  line-height:1.65;
  margin:16px 0 0;
  max-width:760px;
}
.hero-actions{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:22px;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:11px 16px;
  border-radius:12px;
  text-decoration:none;
  font-weight:900;
  border:1px solid transparent;
}
.btn.primary{background:#fff;color:var(--main-blue)}
.btn.secondary{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.28);color:#fff}
.hero-card{
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.22);
  border-radius:20px;
  padding:18px;
  display:grid;
  gap:12px;
  backdrop-filter:blur(8px);
}
.hero-card h2{margin:0;color:#fff;font-size:1.25rem}
.hero-card p{margin:0;color:#dbeafe;line-height:1.55}
.mini-list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.mini-list li{
  background:rgba(255,255,255,.9);
  color:#0f172a;
  border-radius:12px;
  padding:10px 12px;
  font-weight:800;
}
.section{margin-top:22px}
.section-head{max-width:760px;margin:0 auto 14px;text-align:center}
.section-head h2{margin:0;color:var(--ink);font-size:clamp(1.45rem,2.5vw,2rem)}
.section-head p{margin:8px 0 0;color:var(--muted);line-height:1.6}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.card{
  background:#fff;
  border:1px solid #e5e7eb;
  border-radius:18px;
  padding:18px;
  box-shadow:0 10px 26px rgba(15,23,42,.06);
}
.card h3{margin:0;color:var(--ink);font-size:1.08rem}
.card p{margin:9px 0 0;color:var(--muted);line-height:1.55}
.split{
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(320px,1fr);
  gap:16px;
  align-items:start;
}
.info-box{
  background:#f0fdfa;
  border:1px solid #99f6e4;
  border-radius:20px;
  padding:20px;
}
.info-box h2{margin:0;color:var(--ink)}
.info-box p{color:var(--muted);line-height:1.6}
.steps{display:grid;gap:10px}
.step{
  display:grid;
  grid-template-columns:36px 1fr;
  gap:4px 12px;
  background:#fff;
  border:1px solid #e5e7eb;
  border-radius:14px;
  padding:12px;
}
.step span{
  grid-row:span 2;
  width:34px;
  height:34px;
  border-radius:50%;
  background:var(--teal);
  color:#fff;
  display:grid;
  place-items:center;
  font-weight:900;
}
.step b{color:var(--ink)}
.step small{color:var(--muted);line-height:1.4}
.faq{display:grid;gap:10px}
.faq details{
  background:#fff;
  border:1px solid #e5e7eb;
  border-radius:14px;
  padding:14px;
  box-shadow:0 8px 18px rgba(15,23,42,.04);
}
.faq summary{font-weight:900;color:var(--ink);cursor:pointer}
.faq p{margin:8px 0 0;color:var(--muted);line-height:1.55}
.final-cta{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  flex-wrap:wrap;
  background:#fff7ed;
  border:1px solid #fed7aa;
  border-radius:20px;
  padding:20px;
}
.final-cta h2{margin:0;color:var(--ink)}
.final-cta p{margin:6px 0 0;color:var(--muted)}
.final-cta .btn{background:var(--teal);color:#fff}
.site-links{
  display:flex;
  gap:8px;
  flex-wrap:wrap;
  justify-content:center;
  margin-top:18px;
}
.site-links a{
  color:var(--main-blue);
  background:#fff;
  border:1px solid #dbeafe;
  border-radius:999px;
  padding:8px 11px;
  text-decoration:none;
  font-weight:800;
  font-size:.9rem;
}
.footer{
  width:min(1160px,calc(100% - 32px));
  margin:0 auto;
  padding:0 0 30px;
  color:#64748b;
  text-align:center;
  font-size:.92rem;
}
@media (max-width:860px){
  .hero,.split{grid-template-columns:1fr}
  .grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:560px){
  .custom-header{align-items:flex-start;gap:10px;flex-direction:column}
  .header-actions{width:100%;justify-content:flex-start}
  .header-title span{display:none}
  .hero{padding:20px;border-radius:18px}
  .grid{grid-template-columns:1fr}
  .btn{width:100%}
  .final-cta{align-items:stretch}
}